terencebumah.com
LIFE
LAUGH.
IMPROVE.
FEEL.
EXPLORE.
What LIFE means to me: Laugh often. Improve daily. Feel alive. Explore endlessly.
Terence Bumah
contact@terencebumah.com
LAUGH.
IMPROVE.
FEEL.
EXPLORE.
What LIFE means to me: Laugh often. Improve daily. Feel alive. Explore endlessly.
Terence Bumah
terencebumah.com
Table of Contents
1
About Me
Where I came from, what shaped me, and what drives me.
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2
Career
The professional journey. What I do, where I've done it.
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3
ULTM8
The challenge I built for myself — and opened to everyone.
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4
Mamoru
The book I wish I had when I started building things.
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5
Risktrovert
Two decades of thinking about risk, distilled into frameworks.
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6
Mind Hack
The mental models that keep me grounded and moving forward.
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Terence Bumah
contact@terencebumah.com
Chapter 1
About Me
Born curious. Built differently. Always exploring.
Origin — Born in the UK. Raised in Cameroon.
Education — BSc Mathematics · MSc Financial Engineering, London.
Interests — Sports & fitness, entrepreneurship, tech, skiing, Japanese anime, travel, personal growth.
Bucket List — All four tennis Grand Slams · WrestleMania & Royal Rumble · F1 · NBA Game 7 · Baseball World Series · World Cup Final · Super Bowl · The Masters.
Contact — contact@terencebumah.com
Chapter 2
Career
Twenty years at the intersection of risk, finance, and technology.
LinkedIn →
Focus — Risk management across credit, market, and model risk.
UK — HSBC · Barclays · VTB Bank
Asia — HSBC Hong Kong
Chapter 3
ULTM8
A platform for healthy longevity. Built to grow your healthspan and wealthspan simultaneously.
Take the Challenge →
The Challenge — 8 weeks. 8 health habits. 8 wealth habits. Grow your octagon.
The Mindset — PHD. Patience. Hardwork. Discipline.
Healthspan — Build habits that protect your body, mind, and energy for the long game.
Wealthspan — Build habits that grow and protect your financial future.
Chapter 4
Mamoru
MAMORU (to protect in Japanese) is a book on entrepreneurship. Most startup books teach founders how to build. MAMORU teaches founders how to survive.
contact@terencebumah.com
What it is — Ten internal defence mechanisms designed to keep founders strong against the demons no slide deck can fix.
The enemy — The real threats are not external. They are human — behaviours, beliefs, blind spots, bad decisions.
The armour — Each system within MAMORU is a weapon forged from experience — pursuits, failures, and patterns observed across geographies, industries, and markets.
Chapter 5
Risktrovert
Risktrovert is my body of work. Nearly two decades in risk management has shaped how I think about everything. Systems, frameworks, tools, and ideas for managing uncertainty and building a life worth the risk.
Visit Risktrovert →
ABCD — The Startup System.
OPIUM — The Power System.
POWER — The Influence System.
LIVING — The Life System.
8S Octagon — The Health System.
Chapter 6
Mind Hack
How I think and the principles I live by.
Every setback is a setup — Accept, adapt, and move forward.
Detach from outcomes — You can control your actions, not the result. Focus on what is within your reach.
No one cares, just do the work — Don’t seek attention. Let progress speak.
Run your own race — Comparison clouds your path. Stay steady and true to your pace.
Progress over perfection — Keep improving. Momentum beats waiting for the right conditions.
Don’t chase, attract — Build value and stay grounded. The right things will align.
Write your story — Each day adds a page. Live with intention, clarity, and purpose.